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34 people across 8 states

Talk to a real person

A dedicated local relationship manager, plus 24/7 processor support.

Find your repCall (800) 989-1139
See all solutions

34 people across 8 states

Not sure where you fit?

Use the guided payment path, or talk it through with a person.

Call (800) 989-1139
See all industries
Hands using a countertop point-of-sale touchscreen

SOLUTIONS

Every way you get paid.One team behind it.

In person, online, on the go, or inside your software — with transparent pricing, secure processing, and a local person who answers.

Request a rate review(800) 989-1139

No lease fees · No early termination fees

WAYS TO GET PAID

Meet customers wherever they pay.

ONE PROVIDENT RELATIONSHIP

RELIABLE + SECURE

Reliable at everytransaction.

EMV, PCI-DSS, and P2PE protections are matched to how you accept payments—at the counter, online, or on the move.

Explore secure processing
Modern point-of-sale counter inside a merchant space

WHAT WE SET UP

Five tools. One relationship.

A countertop point-of-sale display in a café

CONNECTED POINT OF SALE

Clover POS

Orders, inventory, and team in one system

Take orders and payments while keeping inventory, team management, and customer relationships in one connected system.

  • Orders and payments
  • Inventory tools
  • Team management
  • Customer relationships
Talk through this option
  • One system for the work behind every sale.

    CLOVER POS

    One system for the workbehind every sale.

    Take orders and payments, organize inventory, manage your team, and build customer relationships from one Clover point-of-sale system.

    Explore your options
  • Pricing explained person to person.

    INTERCHANGE PLUS

    Pricing explainedperson to person.

    Provident uses an Interchange Plus structure and will sit down with you to show how the pricing works for your business.

    Request a conversation
  • Support that keeps working after the transaction.

    MORE THAN CHECKOUT

    Support that keeps workingafter the transaction.

    Connect secure processing with Provident’s loyalty and gift card program or its full-service payroll solution—all through one local relationship.

    See every service

SOFTWARE & ISV PARTNERS

Payments, built into your software.

If you build software for businesses, your customers can take payments right inside your product — no hand-offs, no separate portal. Provident brings the payment infrastructure, integration support, and the same local team behind it.

Talk to our partnerships teamSee how integration works ↓
  • checkout.ts
  • webhooks.ts

EXPLORER

src
  • checkout.ts
  • webhooks.ts
  • invoice.ts
  • config.ts
// checkout.ts — inside your app, under your brandconst payment = await payments.create({  amount: 12900,  // $129.00  currency: "usd",  customer: invoice.customerId,  description: `Invoice #${invoice.number}`,});if (payment.status === "approved") {  await invoice.markPaid(payment.id);}
SandboxTypeScript
Payment approved$129.00 · Invoice #1042Deposit scheduled

  • Integration support

    A dedicated team helps your developers plan, build, and launch.

  • Native to your product

    Checkout that looks and feels like part of your platform.

  • Flexible ways to pay

    In-person and online payments, one-time or recurring.

  • Guided merchant onboarding

    A clear path for the businesses on your platform to get set up.

  • Built to scale with you

    Infrastructure that grows as your customer base does.

  • People who answer

    Direct access to Provident’s team — not a ticket queue.

INTEGRATION ROADMAP

From first call to go-live.

  1. 01

    Plan

    • Map requirements, scope, and timeline together.
    • Align your team and ours.
  2. 02

    Build

    • Sandbox access and integration support.
    • Connect checkout and webhooks.
  3. 03

    Test

    • End-to-end transaction testing.
    • Validate responses and error handling.
  4. 04

    Launch

    • Go live with monitoring in place.
    • A team that stays involved after launch.

HOW IT WORKS

Switching is simpler than it sounds.

  1. 01

    Talk

    Call or meet with a local relationship manager about how your business runs.

  2. 02

    Review

    We walk through your current statement and setup, line by line.

  3. 03

    Set up

    Equipment, software, and support configured — with the same person after launch.

WHO WE WORK WITH

Every kind of counter, one kind of support.

FAQ

Questions, answered.

Still have one? Call (800) 989-1139

34 people across 8 states

What is Interchange Plus pricing?

Card networks set interchange rates. With Interchange Plus, that cost passes through to you as-is, and Provident's margin shows up as its own clear line — so you can see exactly what you pay.

Are there lease fees or early termination fees?

No. Provident doesn't charge lease fees or early termination fees.

Do you work with Clover?

Yes. Provident sets up and supports Clover POS — orders and payments, inventory, team management, and customer relationships in one connected system.

How is card data protected?

EMV and PCI-DSS compliant equipment, plus PCI-certified point-to-point encryption (P2PE) that protects card data from the moment it's captured.

Who do I call when I need help?

Your dedicated local relationship manager, for the life of your account — backed by 24/7 processor support at (800) 989-1139.

Can payments be built into our software?

Yes. See Software & ISV above, or talk with our team about your platform.